Solutions
agriKredit™ - Building Trust in Farmers Beyond Property Value
Collateral lending limits access / causes high credit costs, perpetuating a cycle of debt and high default rates
agriKredit™
A data driven credit-scoring solution using behavioral data from phones and progress using satellite imagery to lowers lenders risk & interest rates
Composed of four scores
Identity: KYC information
Socio-demographic: Demographic/Co-op insights
Financial: Credit history
Agricultural: Monitor farm activity & progress
Stakeholders who can benefit from agriKredit™
Farmer
Lower interest rate
Cooperative
Ease of governance
Lender
Lowers default risk
Agri-stores / Contract farms
Lowers default risk
Empowering Farmers with Innovative Tools (Future)
agriDiscuz™
Online knowledge, activity and discussion platform
agriTrac™
Farm mgmt. tools for planning, monitoring, and record-keeping
agriAccess™
A marketplace for supplies such as seed, fertilizer, etc.
agriDoc™
Value-add services: Agronomy support, financial analysis, etc.