konektAgri
Our PURPOSE is to help Cambodian farmers IMPROVE their agricultural productivity
A key reason for low productivity is the high cost of credit to farmers, that prevents them from accessing supplies and knowledge, perpetuating a cycle of debt that demotivates the community
$2B+ Loss because of low yield
1.6 M Agriculture households affected
Cambodia’s agricultural productivity is 30%-40% lower than other Southeast Asian countries, although agriculture contributes 23% to its GDP
Main reasons for low productivity in Cambodia
Cost of credit ranges [30-100]% (unofficial lenders)
konektAgri offers 5 modules aimed at solving the problems of credit, knowledge and supplies, while also fostering a community for farmers to sustain progress
agriKredit™
konektAgri's flagship module is agriKredit™ which estimates a farmers risk profile based on his behavior and farming activities instead of collateral such as land or farm equipment
It provides a dashboard to assess risk for lenders such as banks /microfinance institutions / agricultural cooperatives and sellers such as agri-stores / contract farms who sell goods on credit
By using satellite data to determine farming progress and mobile data to determine behavior, agriKredit™ lender's default risk which reduces the cost of credit for farmers
agriTrac™
agriDoc™
agriAccess™
agriDiscuz™
Future developments include a farm mgmt. module agriTrac™, a store for value-add services agriDoc™, a marketplace agriAccess™, and an activity-sharing module agriDiscuz™
Our digital platform places the farmer at its core but also benefits other stakeholders such as finance institutions, suppliers, farming businesses and buyers
Farmer
Cooperatives
Banks
Supplier
Farm business
Buyer
Focusing on the farm community, konektAgri directly impacts atleast 7 sustainable development goals
Access to credit limits poverty...
...allows them to continue farming
...and support their families
